{"id":1273,"date":"2021-04-30T19:20:25","date_gmt":"2021-04-30T19:20:25","guid":{"rendered":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/?p=1273"},"modified":"2021-04-30T19:26:07","modified_gmt":"2021-04-30T19:26:07","slug":"cfpb-sends-clear-message-that-fintech-start-ups-2","status":"publish","type":"post","link":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/2021\/04\/30\/cfpb-sends-clear-message-that-fintech-start-ups-2\/","title":{"rendered":"CFPB Sends Clear Message That FinTech Start-Ups Have Actually    Same Responsibilities as Established Businesses"},"content":{"rendered":"<p><title>CFPB Sends Clear Message That FinTech Start-Ups Have Actually    Same Responsibilities as Established Businesses<\/title><\/p>\n<p>In a message that is clear FinTech start-ups, on September 27, 2016, the customer Financial Protection Bureau (CFPB) ordered online lender Flurish, Inc. to pay for $1.83 million in refunds and a civil penalty of $1.8 million for failing continually to deliver the guaranteed advantages of its items.<!--more--> Flurish, a bay area based business conducting business as LendUp, provides little buck loans through its web site  to customers in some states. With  its permission purchase, the CFPB alleged that LendUp would not offer customers the chance to build credit and supply usage of cheaper loans, since it advertised it could. LendUp would not acknowledge to your wrongdoing into the purchase.<\/p>\n<p>Just a couple of months ago, news headlines touted a chance for revolutionary, tech-savvy start-ups to fill a void into the payday financing room amidst increasing regulatory enforcement against legacy brick-and-mortar payday loan providers. In reality, in a June 2016 article, CNBC reported on what online loan providers might use technology to lessen running costs and fill <a href=\"https:\/\/paydayloanservice.net\/installment-loans-de\/\">installment loans online no credit check Delaware<\/a> the standard pay day loan void developed by increased legislation. LendUp also released a declaration in June following the CFPB circulated proposed small-dollar financing guidelines, saying that the business \u0432\u0402\u045ashares the CFPB\u0432\u0402\u2122s objective  of reforming the deeply distressed payday lending market\u0432\u0402\u045c and \u0432\u0402\u045afully supports the intent associated with the newly released industry guidelines.\u0432\u0402\u045c<\/p>\n<p>Featuring its purchase against LendUp, the CFPB explained that inspite of the real differences when considering brick-and-mortar financing operations and FinTech options which could ultimately benefit underserved consumers\u0432\u0402\u201dboth are equally at the mercy of the regulatory framework and customer financial laws and regulations that govern the industry in general. Especially, the CFPB alleged that LendUp:<\/p>\n<p> Misled consumers about graduating to lower-priced loans: LendUp promoted every one of its loan services and products nationwide but specific lower-priced loans are not available away from California. Consequently, borrowers away from Ca are not entitled  to get those lower-priced loans and other advantages.<\/p>\n<h2>Hid the true price of credit: LendUp\u0432\u0402\u2122s ads on Twitter and other google search outcomes permitted consumers to look at different loan amounts and repayment terms, but would not disclose the apr.<\/h2>\n<p>Reversed prices without customer knowledge: For a specific loan item, borrowers had the possibility to pick an early on payment date in return for getting a price reduction regarding  the origination charge. LendUp didn&#8217;t reveal to clients that when the customer later on extended the repayment date or defaulted regarding the loan, the  business would reverse the discount provided at origination.<\/p>\n<p>Understated the yearly portion price: LendUp offered something that permitted customers to have their loan profits faster in return for a cost, a percentage of that has been retained by LendUp. LendUp would not constantly consist of these retained costs within their apr disclosures to customers.<\/p>\n<h2>Did not report credit information: LendUp began loans that are making 2012 and marketed its loans as credit building opportunities, but failed to furnish any information to credit rating businesses until February 2014. LendUp also didn&#8217;t develop any written policies and procedures about credit rating until April 2015. <\/h2>\n<p>As well as the CFPB settlement, LendUp additionally joined into an purchase because of the Ca Department of company Oversight (DBO). The DBO ordered LendUp to pay $2.68 million to resolve allegations that LendUp violated state payday and installment lending laws in its order. The settlements with all the CFPB and DBO highlight the requirement for FinTech companies to construct robust compliance administration systems that account fully for both federal and state law\u0432\u0402\u201dboth pre and post they bring their products or services to advertise.<\/p>\n<p>Despite levying hefty charges against LendUp, the CFPB indicated towards the market that they must treat consumers fairly and comply with the law. so it\u0432\u0402\u045asupports innovation into the fintech room, but that start-ups are simply like established organizations in\u0432\u0402\u045c In a press  release after the statement of this settlement agreement, Lendup claimed that the problems identified by  the CFPB mostly date back into the company days that are\u0432\u0402\u2122s early these people were a seed-stage startup with restricted resources and also as few as five employees.<\/p>\n<p>The CFPB expresses a reluctance to grant start-up companies any grace period for timely developing compliant policies and procedures, even where those companies are seeking to develop products that could one day benefit millions of underbanked consumers in this action, as was the case in the CFPB\u0432\u0402\u2122s enforcement action against Dwolla. One of several key challenges for both brand brand brand new and current tech-savvy loan providers will be in a position to expeditiously bring revolutionary lending options to promote, while making sure their techniques have been in conformity utilizing the framework that is regulatory that they run. As  is obvious through the CFPB\u0432\u0402\u2122s present enforcement actions, FinTech organizations need certainly to produce and implement thorough policies and procedures with the exact same zeal with that they are building their technology.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>CFPB Sends Clear Message That FinTech Start-Ups Have Actually Same Responsibilities as Established Businesses In a message that is clear FinTech start-ups, on September 27, 2016, the customer Financial Protection Bureau (CFPB) ordered online lender Flurish, Inc. to pay for $1.83 million in refunds and a civil penalty of $1.8 million for failing continually to deliver the guaranteed advantages of&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[105],"tags":[],"class_list":["post-1273","post","type-post","status-publish","format-standard","hentry","category-direct-lenders-for-installment-loans-2"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>CFPB Sends Clear Message That FinTech Start-Ups Have Actually  Same Responsibilities as Established Businesses - ASHBRIGHT AGENCY<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/2021\/04\/30\/cfpb-sends-clear-message-that-fintech-start-ups-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"CFPB Sends Clear Message That FinTech Start-Ups Have Actually  Same Responsibilities as Established Businesses - ASHBRIGHT AGENCY\" \/>\n<meta property=\"og:description\" content=\"CFPB Sends Clear Message That FinTech Start-Ups Have Actually Same Responsibilities as Established Businesses In a message that is clear FinTech start-ups, on September 27, 2016, the customer Financial Protection Bureau (CFPB) ordered online lender Flurish, Inc. to pay for $1.83 million in refunds and a civil penalty of $1.8 million for failing continually to deliver the guaranteed advantages of&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/2021\/04\/30\/cfpb-sends-clear-message-that-fintech-start-ups-2\/\" \/>\n<meta property=\"og:site_name\" content=\"ASHBRIGHT AGENCY\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ash.bright.391\" \/>\n<meta property=\"article:published_time\" content=\"2021-04-30T19:20:25+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-04-30T19:26:07+00:00\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/2021\/04\/30\/cfpb-sends-clear-message-that-fintech-start-ups-2\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/2021\/04\/30\/cfpb-sends-clear-message-that-fintech-start-ups-2\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/#\/schema\/person\/2a87e79eac3ad45fff5fe77bfefcbd16\"},\"headline\":\"CFPB Sends Clear Message That FinTech Start-Ups Have Actually Same Responsibilities as Established Businesses\",\"datePublished\":\"2021-04-30T19:20:25+00:00\",\"dateModified\":\"2021-04-30T19:26:07+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/2021\/04\/30\/cfpb-sends-clear-message-that-fintech-start-ups-2\/\"},\"wordCount\":842,\"publisher\":{\"@id\":\"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/#organization\"},\"articleSection\":[\"direct lenders for installment loans\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/2021\/04\/30\/cfpb-sends-clear-message-that-fintech-start-ups-2\/\",\"url\":\"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/2021\/04\/30\/cfpb-sends-clear-message-that-fintech-start-ups-2\/\",\"name\":\"CFPB Sends Clear Message That FinTech Start-Ups Have Actually Same Responsibilities as Established Businesses - ASHBRIGHT AGENCY\",\"isPartOf\":{\"@id\":\"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/#website\"},\"datePublished\":\"2021-04-30T19:20:25+00:00\",\"dateModified\":\"2021-04-30T19:26:07+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/2021\/04\/30\/cfpb-sends-clear-message-that-fintech-start-ups-2\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/2021\/04\/30\/cfpb-sends-clear-message-that-fintech-start-ups-2\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/2021\/04\/30\/cfpb-sends-clear-message-that-fintech-start-ups-2\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"CFPB Sends Clear Message That FinTech Start-Ups Have Actually Same Responsibilities as Established Businesses\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/#website\",\"url\":\"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/\",\"name\":\"ASHBRIGHT AGENCY LTD\",\"description\":\"Exceptional Care Close to You.\",\"publisher\":{\"@id\":\"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/#organization\",\"name\":\"ASHBRIGHT AGENCY\",\"url\":\"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/wp-content\/uploads\/2020\/11\/Ashbright-logo-1.jpg\",\"contentUrl\":\"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/wp-content\/uploads\/2020\/11\/Ashbright-logo-1.jpg\",\"width\":234,\"height\":84,\"caption\":\"ASHBRIGHT AGENCY\"},\"image\":{\"@id\":\"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/ash.bright.391\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/#\/schema\/person\/2a87e79eac3ad45fff5fe77bfefcbd16\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/81147d65a6a9f74c88ca0201e8a38d3eb95bfc5620e5d9dd168e740abe694367?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/81147d65a6a9f74c88ca0201e8a38d3eb95bfc5620e5d9dd168e740abe694367?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"sameAs\":[\"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\"],\"url\":\"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/author\/admin\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"CFPB Sends Clear Message That FinTech Start-Ups Have Actually  Same Responsibilities as Established Businesses - ASHBRIGHT AGENCY","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/2021\/04\/30\/cfpb-sends-clear-message-that-fintech-start-ups-2\/","og_locale":"en_US","og_type":"article","og_title":"CFPB Sends Clear Message That FinTech Start-Ups Have Actually  Same Responsibilities as Established Businesses - ASHBRIGHT AGENCY","og_description":"CFPB Sends Clear Message That FinTech Start-Ups Have Actually Same Responsibilities as Established Businesses In a message that is clear FinTech start-ups, on September 27, 2016, the customer Financial Protection Bureau (CFPB) ordered online lender Flurish, Inc. to pay for $1.83 million in refunds and a civil penalty of $1.8 million for failing continually to deliver the guaranteed advantages of&hellip;","og_url":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/2021\/04\/30\/cfpb-sends-clear-message-that-fintech-start-ups-2\/","og_site_name":"ASHBRIGHT AGENCY","article_publisher":"https:\/\/www.facebook.com\/ash.bright.391","article_published_time":"2021-04-30T19:20:25+00:00","article_modified_time":"2021-04-30T19:26:07+00:00","author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/2021\/04\/30\/cfpb-sends-clear-message-that-fintech-start-ups-2\/#article","isPartOf":{"@id":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/2021\/04\/30\/cfpb-sends-clear-message-that-fintech-start-ups-2\/"},"author":{"name":"admin","@id":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/#\/schema\/person\/2a87e79eac3ad45fff5fe77bfefcbd16"},"headline":"CFPB Sends Clear Message That FinTech Start-Ups Have Actually Same Responsibilities as Established Businesses","datePublished":"2021-04-30T19:20:25+00:00","dateModified":"2021-04-30T19:26:07+00:00","mainEntityOfPage":{"@id":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/2021\/04\/30\/cfpb-sends-clear-message-that-fintech-start-ups-2\/"},"wordCount":842,"publisher":{"@id":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/#organization"},"articleSection":["direct lenders for installment loans"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/2021\/04\/30\/cfpb-sends-clear-message-that-fintech-start-ups-2\/","url":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/2021\/04\/30\/cfpb-sends-clear-message-that-fintech-start-ups-2\/","name":"CFPB Sends Clear Message That FinTech Start-Ups Have Actually Same Responsibilities as Established Businesses - ASHBRIGHT AGENCY","isPartOf":{"@id":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/#website"},"datePublished":"2021-04-30T19:20:25+00:00","dateModified":"2021-04-30T19:26:07+00:00","breadcrumb":{"@id":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/2021\/04\/30\/cfpb-sends-clear-message-that-fintech-start-ups-2\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/2021\/04\/30\/cfpb-sends-clear-message-that-fintech-start-ups-2\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/2021\/04\/30\/cfpb-sends-clear-message-that-fintech-start-ups-2\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/"},{"@type":"ListItem","position":2,"name":"CFPB Sends Clear Message That FinTech Start-Ups Have Actually Same Responsibilities as Established Businesses"}]},{"@type":"WebSite","@id":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/#website","url":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/","name":"ASHBRIGHT AGENCY LTD","description":"Exceptional Care Close to You.","publisher":{"@id":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/#organization","name":"ASHBRIGHT AGENCY","url":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/#\/schema\/logo\/image\/","url":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/wp-content\/uploads\/2020\/11\/Ashbright-logo-1.jpg","contentUrl":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/wp-content\/uploads\/2020\/11\/Ashbright-logo-1.jpg","width":234,"height":84,"caption":"ASHBRIGHT AGENCY"},"image":{"@id":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/ash.bright.391"]},{"@type":"Person","@id":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/#\/schema\/person\/2a87e79eac3ad45fff5fe77bfefcbd16","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/81147d65a6a9f74c88ca0201e8a38d3eb95bfc5620e5d9dd168e740abe694367?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/81147d65a6a9f74c88ca0201e8a38d3eb95bfc5620e5d9dd168e740abe694367?s=96&d=mm&r=g","caption":"admin"},"sameAs":["https:\/\/ashbrightagencyltd.chromaticpaintsug.com"],"url":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/author\/admin\/"}]}},"_links":{"self":[{"href":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/wp-json\/wp\/v2\/posts\/1273","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/wp-json\/wp\/v2\/comments?post=1273"}],"version-history":[{"count":1,"href":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/wp-json\/wp\/v2\/posts\/1273\/revisions"}],"predecessor-version":[{"id":1274,"href":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/wp-json\/wp\/v2\/posts\/1273\/revisions\/1274"}],"wp:attachment":[{"href":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/wp-json\/wp\/v2\/media?parent=1273"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/wp-json\/wp\/v2\/categories?post=1273"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ashbrightagencyltd.chromaticpaintsug.com\/index.php\/wp-json\/wp\/v2\/tags?post=1273"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}